Jumbo to Conforming

When a jumbo mortgage balance can move into a conforming refinance

Looking up your county limit

Crossover answer

FHFA publishes conforming loan limits for every county each year. Find your county and number of units in the table to see the current limit. Compare it with your current balance or planned refinance amount.

Last reviewed against the primary sources listed below.

Steps

  1. Open the FHFA limit table.
  2. Find your county.
  3. Read the limit for your unit count.

Switching questions

Where do I find my county's loan limit?

In FHFA's published conforming loan limit table.

Do limits differ by unit count?

Yes, limits rise with more units.

FHFA and consumer sources

Next: balance vs new limit