Jumbo to Conforming

Jumbo to Conforming method

How we research

Crossover answer

Before anything is published on Jumbo to Conforming, the rule or definition it describes is traced back to the agency or investor that wrote it. FHFA's annual conforming loan limit announcements are the main reference for when jumbo balances can switch, and they are rechecked each year.

Last reviewed against the primary sources listed below.

Where questions come from

We start with the wording real readers use, collected from free public search suggestions, and keep only questions that fit this site's subject.

Sources we rely on

Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.

How a page is checked

  1. Each rule is checked against the current version of its source document.
  2. Plain-language wording is compared back to the source so meaning is not lost.
  3. The review date at the top of the page is updated only after that check.

Pages written this way

About the Jumbo to Conforming crossover check

The Jumbo to Conforming crossover check runs in your browser on the numbers or answers you enter. Nothing is prefilled, stored or sent.

FHFA and consumer sources