Jumbo to Conforming checklist
Questions to ask a lender
Crossover answer
Ask the lender to compare conforming and jumbo options for your loan side by side.
Last reviewed against the primary sources listed below.
Eligibility
- What is the conforming limit for my county and unit count?
- Does my balance fit, or would I need to pay it down?
Pricing
- Which price adjustments apply to the conforming option?
- Would I need mortgage insurance?
Cost
- What would the refinance cost to close?
How to use the answers
Enter the answers into the crossover check to see where you stand.